Author Archives: John B. Nowak, CPA, CFP®, CPWA®

Rising Tuition Costs Weigh Heavily on Prepaid Plans

The Illinois Student Assistance Commission, which administers the college savings plan for more than 46,000 beneficiaries, sold just 438 new contracts in the 2013-14 sales season that ended April 30. The program had a little over 72 percent of the … Continue reading

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Reach For Yield At Your Own Risk

I originally posted the following in the Moller Financial Services May Newsletter. Everywhere I look, there are signs of people searching for or creating investments that offer more income with low risk.  This reaching for yield is one of the biggest mistakes … Continue reading

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Olympic Training for Your Portfolio

I published this post for our company’s newsletter a couple weeks ago.  While the Olympics are over (and with disappointing overall results), these training tips for your portfolio are timeless.  Enjoy! After building an ice rink in my backyard this … Continue reading

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Turn Your New Year’s Resolutions Upside Down

Do you have a New Year’s resolution?  Reading for pleasure is one of mine for 2014.  Since I am fairly busy with my family, career, commuting, and the gym, I decided that “listening” to books counts toward this resolution. One … Continue reading

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Roth Conversion – Opportunity and Caution

Should you convert your IRA or 401(k) to a Roth?  The decision to convert is specific to each investor’s set of circumstances.  This post shares some key factors to consider for the Roth decision. What is a Roth Conversion? A … Continue reading

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Four Ways to Donate with Four Weeks Left for Tax Deductions

There are many ways to support the charitable organizations that are important to you.  Goods, monetary donations, and the most limited resource of all (YOUR TIME) are all generally accepted and appreciated throughout the year.  Are there ways that you … Continue reading

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